Archive for September 2016 | Monthly archive page

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For the last six and a half years I have been working with small to medium size charities and non-profits. Virtually all of them want to increase their revenue streams but few want to invest financially in doing so.

There’s an old adage in business that you spend money to make money and you spend money to save money. I can actually help you do both. But why is there such resistance from smaller charities to invest in their “business”?


  • They are afraid
  • They have had bad experiences
  • They do not understand what needs to be done
  • The lay leadership thinks the Executive Director can do it all
  • The lay leadership does not want to get their hands “dirty”

I suppose the list can go on and on. So ask yourself the following question. When was the last time your organization stepped back and took a hard look at where they were, where they are and where they want to be? Have you figured out what worked, what did not and what you need to do going forward? Do you know how you’re going to get there? Have you determined what resources you need to get there?

The Living Legacy


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There are so many different ways to leave your legacy to your favorite charity. Virtually all of them, however, occur after you are no longer on earth. But imagine if you could achieve your legacy while you’re still alive!

Well you can. The one tool that can help you accomplish this is called Participating Life Insurance.

Why? Because it issues dividends while you’re still alive! When set up properly, you, the donor, benefits from their charitable donation and your favorite charity, the owner and beneficiary of the policy, also benefits from the tax free dividends they receive. Furthermore, the charity can borrow against the cash values and ultimately, there will also be a death benefit.

There are several other attractive elements:

  • Charities and non-profits can contribute their own dollars
  • Donors can combine their efforts to create a larger legacy gift
  • A donation as little as $100 per month can create a legacy gift
  • Like any other legacy gift, the proceeds can be donor directed